ON-Trac II Table of Contents IMPORTANT NOTICE (MN Producers Only): After July 1, 2010, CE will no longer be available to Minnesota producers for any Ohio National self-study units. Florida Producers: Click here for an important notice. Virginia Producers: Click here for important, required information. INTRODUCTION & NAVIGATION INSTRUCTIONS UNIT X: DISABILITY INCOME (Start Here) Page 1 — About This Unit Page 2 — Learning Objectives SECTION 1 Page 3 — The Need for Disability Income Insurance Page 4 — Who Should Consider Disability Income Page 5 — Disability Income Basics Page 6 — Key Factors Page 10 — The Ohio National Disability Income Portfolio Page 10 — Individual Disability Products Page 13 — Business Disability Products Page 15 — Fact-Finding & Analysis Page 16 — Other Benefits Page 17 — Features & Benefits Page 18 — The Last Word for Section 1 SECTION 2 Page 19 — About Section 2 Page 20 — The Business & Professional Market Page 21 — Understanding Business Disability Needs & Solutions Page 22 — Disability Income Insurance Offers Tax-Favored Solutions Page 23 — Matching Business Disability Needs & Solutions Page 24 — Salary Continuation Plans Page 25 — No Plan = No Deduction + Double Taxation Page 26 — What's a "Formal" Plan? Page 28 — Insured vs. Uninsured Plans Page 30 — How It Works: Salary Continuation "Employer Pay-All Plan" Page 32 — Alternate Funding Methods Page 34 — Advantages of Salary Continuation Plans Page 35 — Salary Continuation Plans at a Glance Page 38 — Business Overhead Expense Plans Page 39 — Other Sources of Income Page 41 — How It Works Page 42 — BOE Plan Page 43 — Covered Expenses Page 45 — Advantages Page 46 — Why Ohio National's BOE Plan? Page 47 — Optional Benefits Page 48 — BOE Plans at a Glance Page 49 — Disability Buy-Sell Insurance Page 50 — Consider the Odds... Page 51 — Probability of at Least One Long-Term Disability Prior to Age 65 Page 52 — The Consequences Page 53 — What Is a Buy-Sell Agreement? Page 54 — Business Valuation Page 55 — Funding Is the Main Event Page 56 — Buy-Sell Funding Alternatives Page 58 — How It Works Page 59 — Cross Purchase Plan Page 60 — Entity Purchase Plan Page 61 — Underwrite the Funding Page 64 — Disability Buy-Sell Insurance at a Glance Page 65 — The Last Word for Section 2 Page 66 — Disability Income Action Assignment Page 67 — Certificates of Completion, CE Credits & CE Map Page 68 — Unit X: Disability Income Exam Request * Student Evaluation ** Affidavit of Responsibility *** * When you complete the course, fill out and submit the exam request form at the end of the chapter. In response, you will receive a link to the final exam. Submit your answers and they will be scored. If you pass the exam with a score of at least 70 percent, you will have successfully passed the course. If you do not pass the review, you will be requested to take another exam. ** Applicable Only to the State of Ohio. *** Applicable only to designated states. Check with your home state to see if the affidavit is required. If it is, be sure to fill it out correctly and send it in with your CE exam. This course is accessible online 24 hours a day, 7 days a week. It is approved for continuing education in the State of Ohio. Student information will not be sold or distributed to any third party without prior written consent of the student. Registering and/or taking the course shall not constitute consent. Back to Top | Next Ohio National is not affiliated with, nor does it endorse or sponsor, any particular prospecting, marketing or selling system.

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