Ohio National benefits help clients anticipate change and lower the cost of coverage by building flexibility into their BOE plans.
- Residual or partial disability riders to provide income to the insured if he or she continues to work in the business part-time.
- A substitute salary expense rider to cover the expense of hiring a replacement.
- Optional Guarantee of Physical Insurability Riders, in which the insured is guaranteed the option to purchase additional coverage every other year with no evidence of physical insurability.
Note: For a description of Ohio National's BOE plans, see Form 8722. Continue on Disability Marketing Guide.
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Ohio National is not affiliated with, nor does it endorse or sponsor, any particular prospecting, marketing or selling system.
Businesses should consult with their tax and legal advisors when establishing a formal plan.
