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In reviewing the financial decisions clients have made, advisers often find that older adults have been inappropriately sold trusts, annuities, and other financial products and services without being fully informed about the products and services offered.

Unethical representatives often misrepresent the disadvantages of seniors' current investments and the advantages of the products being sold. As a result, seniors often fall prey to such unethical practices and, as a result, lose billions of dollars each year. Not only should you be sure to always conduct yourself in a highly professional and ethical manner, but you should also help educate your senior clients about possible inappropriate and illegal practices.


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