Three kinds of protection from which to choose.
Permanent life insurance provides accessible, tax-deferred cash value build-up.
Death benefits are received income tax free by a named beneficiary of the client's choice, other than the client's estate.
Optional benefits may be added to most permanent insurance contracts. Also, can be used in business insurance and employee benefit programs.
Non-forfeiture values.
A full range of annuities are available to help save for retirement.
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Protection matches your clients' needs, wants and objectives, at a price your client can afford. And it is purchased for just pennies on the benefit dollar.
Permanent life insurance is one of the last tax shelters. And your clients have access to life insurance cash accumulations through low-cost policy loans. The cash values in their policy may be used to meet a wide range of financial goals, including supplementing their retirement income.
Your clients' insurance will be received by their family intact when the time comes.
Our flexible protection can be custom-tailored to fit your clients' changing needs, wants and situation.
Your client has guaranteed values in the policy if he or she quits.
One of the most efficient, effective ways to save for retirement is to use tax-deferred accumulations. Not only are annuities tax-deferred, but they can provide guaranteed dollars when your client retires.