The career you have chosen is special. It is an opportunity to help people manage the financial risks they face every day. Too often, it is incorrectly assumed that Fortune 500 executives and bankers are the only ones who deal with financial risk. The stakes may be higher in top-level business situations, but the risks are no greater. Every day, people face financial risk from:
To give some idea of what risks cost, consider these figures from a list of annual losses in a recent U.S. Census Bureau publication:
| Lost Earnings Due to Disability | = | $458,301,400,000 |
| Health Costs | = | $247,206,000,000 |
| Lost Earnings Due to Death | = | $ 32,529,080,000 |
These figures represent billions in each category. It's a sad fact that most people don't pay enough attention to their financial risk.