Illustrations

Every agent must prominently include his or her license number and the word "Insurance" in type the same size as any telephone number, address, or fax number on all promotional and advertising materials, price quotes, and business cards.

• Life advisers offering individual life insurance or annuity contracts to seniors using non-preprinted illustrations of non-guaranteed values must include the following statement on those illustrations or attached cover sheets, in bold or underlined capitalized print, a sticker, highlighter pen, or in any way more prominent than the surrounding material, with at least one-half inch space on all four sides:
  "THIS IS AN ILLUSTRATION ONLY. AN ILLUSTRATION IS NOT INTENDED TO PREDICT ACTUAL PERFORMANCE. INTEREST RATES, DIVIDENDS, OR VALUES THAT ARE SET FORTH IN THE ILLUSTRATION ARE NOT GUARANTEED, EXCEPT FOR THOSE ITEMS CLEARLY LABELED AS GUARANTEED."
• All pre-printed policy illustrations must contain this notice in 12-point bold print with at least one-half inch space on all four sides and shall be printed on the illustration form itself or on an attached cover sheet, or on a contrasting color sticker placed on the front of the illustration.
• All pre-printed illustrations containing non-guaranteed values must show the columns of guaranteed values in bold print. All other columns used in the illustration will be in standard print. "Values" as used here includes cash value, surrender value, and death benefit.

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Ohio National is not affiliated with, nor does it endorse or sponsor, any particular prospecting, marketing or selling system.

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