• Guarantees a ready market for the disabled owner's business interest at an agreed-upon price.
• Money from the purchase can be used to pay the disabled owner's unexpected medical bills and other expenses, thus protecting the rest of the family estate.
• Makes it unnecessary for the spouse or children of the disabled owner to become active in the business in order to protect their interests.
• Protects the disabled owner from any future losses incurred in the business.

In addition, active and disabled owners benefit from having agreed in advance on the time period of disability which triggers a buyout.