Ohio National Financial Services, Annuities

In reviewing the financial decisions clients have made, advisers often find that older adults have been inappropriately sold trusts, annuities, and other financial products and services without being fully informed about the products and services offered. Indeed, California's Attorney General has warned California consumers to be on the lookout for con artists fraudulently selling investments and retirement products to senior citizens.

Advisers for scam operations often misrepresent the disadvantages of seniors' current investments and the advantages of the products being sold. Pretending to be experts, these advisers often work in assisted living centers, churches and other places where seniors gather, hooking elderly victims through free seminars and other sales presentations. Seniors have even been led to believe their bank accounts are less safe than annuities or other investments.

California is determined to put a stop to inappropriate advertising and unsuitable financial product offerings targeting the state's older citizens. Following is a review of sales practices for California insurance advisers.

Ohio National is not affiliated with, nor does it endorse or sponsor, any particular prospecting, marketing or selling system.