Salary continuation plans can be set up on a self-insured basis with benefits paid from the business's cash flow or funded with individual disability income insurance. As you might suspect, the advantages of funding the potential liability with
Ohio National's disability income insurance are persuasive.
- The protection is non-cancellable and guaranteed renewable to age 65, with renewal options after age 65.
- Disability income benefits are funded in advance and can cost the business just pennies on the dollar.
- Individual disability policies enable benefit amounts and optional features to be tailored to the situation, needs and objectives of the plan participants.
- Benefits are not automatically offset by government benefit programs.
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