Ohio National maintains a retirement planning Web site, ONretirement.com, that advisers and plan participants will find helpful. The web site is divided into four sections that include the necessary information for all participants and sponsors. These include:

• Employees (Plan participants)
• Employers (Plan sponsors)
• TPAs
• Advisers

At ONretirement.com, plan participants have confidential round-the-clock access to account information. They can view their account values, make transfers among portfolio options, and change how their future contributions are invested.

NOTE: Account values and transaction activity from the previous business day are updated on Ohio
National Online as of 5:30 a.m. Eastern
Standard Time the following day.

ONretirement.com also allows plan participants to take an active role in their retirement planning. Under the "Employee" section they can "create their retirement plan" by calculating their retirement income needs, determining their risk profile, and selecting an allocation strategy and investment choices.

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Ohio National is not affiliated with, nor does it endorse or sponsor, any particular prospecting, marketing or selling system.

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