Before moving on, respond to the following question by selecting the best answer:

3. Based only on the information presented in the Insurance and the Assets and Liabilities sections of the Data Taker, what would be the value of John and Mary's individual gross estates, respectively, at each one's death? (For this purpose, calculate as if each one were to die first.)
   1. John: $7,708,500; Mary: $3,285,000
   
   
   2. John: $6,703,500; Mary: $2,860,000
   
   
   3. John: $5,168,500; Mary: $745,000
   
   
   4. John: $4,163,500; Mary: $320,000

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