| Policy 1 | Policy 2 | Policy 3 | |
| Insured | John | John | Mary |
| Plan | Whole Life | UL | UL |
| Face Amount | $1,000,000 | $500,000 | $500,000 |
| Owner | John * | John | Mary |
| Beneficiary | Mary (Primary) | Mary (Primary) | John (Primary) |
| Cash Value | $425,000 | $70,000 | $75,000 |
| Annual Premium | Paid Up | $5,500 | $5,500 |
* Obtained in split-dollar roll-out from employer upon recent
retirement.
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