Problem: Businessowners and professionals need to protect their incomes and lifestyles, and meet other personal financial goals and family obligations in the event of death or disability.
Solution: Personally owned individual life and disability income insurance can provide the right amount of income protection, when it's needed, for just pennies on the benefit dollar.
Reference: ON-Trac II, Unit X: Disability Income (Online) and Disability Income for Businessowners & Professionals (Form 1178.21)
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