A fully insured pension plan offers guaranteed, rather than promised, retirement benefits to its participants through funding vehicles that can only be provided by a life insurance company.
Funding Vehicles include:
- Fixed annuity contracts; and
- Combinations of fixed annuity contracts and whole life insurance policies.
Features:
- Fully guaranteed retirement benefits;
- Largest possible tax deduction compared to other retirement plans in the early years; and
- Pre-retirement death benefits.
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