TOP Explorer
Type
Flexible Premium
Investment Options
Over 50 Variable; 1 Fixed Account
Interest Rate Guarantee Period
Calendar Year
Guaranteed Minimum Interest Rate (Fixed Account)
3%
Minimum Purchase Payments
$100 *
Maximum Issue Age
85; Must Annuitize by 90
M&E Charge
1.30%
Contract Charge
$35 for Contracts < $50,000
Contingent Deferred Sales Charge
7 Yrs: 7-7-6-5-4-2-1%, then 0 per premium
Free Withdrawal
10% of contract value after the 1st anniversary
Nursing Home Provision
Yes
Stepped-Up Death Benefit Guarantee
5 Yrs / 0%
Markets
Non-Qualified, IRA, SEP, SIMPLE IRA, TSA, KEOGH, Deferred Compensation
Application
(state variations may apply)

Application
V-4896-A
ONESCO-1
Product & Fund Prospectus

TOP Variable Annuities issues by The Ohio National Life Insurance company. Product, product features and rider availability vary by state. Guarantees are based upon the claims-paying ability of the issuer. Guarantees do not apply to the account value or investment performance of the underlying variable portfolios. Variable products distributed by Ohio National Equities, Inc. Member NASD/SIPC. Issuer not licensed to conduct business in AK, HI and NY.

For Broker / Dealer Use Only. Not for use with the public.

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Ohio National is not affiliated with, nor does it endorse or sponsor, any particular prospecting, marketing or selling system.

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