"Is your business for sale? Would it be for sale if you or one of the other owners had died or became disabled yesterday?"If you need to establish the risk of disability and the need for income protection, pivot to the brochure, "What is Your Most Valuable Asset?" (Form 8736)."Is it guaranteed that your co-owners or their heirs will sell their interests in the business to you in the event of death or disability?"
"You already have a buy-sell agreement, but we find dozens of buy-out plans that will never do what they're intended to do. Would you like a second opinion on yours?"
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