(Client's Letterhead)
Dear Joe and Fran Harraka:

Please let me introduce you to Emil Sorensen, who is a local (registered) representative of Ohio National Financial Services' family of companies.

Emil has been doing some work with me on income protection and pre-retirement planning, and I have been extremely pleased with the results. Also, I've appreciated the low-key, professional way he does business.

I would recommend that you meet with him and hear what he has to offer. You won't be disappointed.

Cordially,

Sam Condon, RHU

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