"On the right side of the line, we'll list obligations that Ohio National assumes."(Describe each.)
"Now, when they are placed side by side, the advantages of this plan are clear, aren't they?"But let me point out one more consideration about which you and I have no choice. This world is so ordered that we must assume either one obligation or the other.
"If you elect to save and accumulate $2,474 a year, then that becomes 'your obligation,' and the other 'obligations' are ours. But if you do not elect to save $2,474 a year, then the world writes a big letter 'Y' in front of the word 'our,' and these obligations become yours, too."
(Add "Y" to "our" diagram.)
"Let's go ahead with your plan and get started now."
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