Dear Mr. Lefski:

Is your present life insurance exposed to economic uncertainty? If your planning was done in the conventional way, the answer may be yes.

Let's assume that your spouse is to receive an income of $8,000 per month in event of your death. Assume an annual inflation rate of 3 percent. Ten years from now, almost $10,750 per month will be required to maintain the same standard of living the $8,000 was intended to provide. One of the services we offer is an "Insurance Checkup" program.

This brochure describes work we do. If you feel you owe it to your loved ones to get more information about our services, I'd be happy to arrange a mutually convenient meeting. You'd be under no obligation of any kind, but it could be time very well-spent.

I'll be in touch shortly, and will look forward to meeting you.

Sincerely,

Angela J. Griffin

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